FAQ

Three main elements:

A) Affordability: Your income, expenses, and debts to gauge repayment capacity.
B) Deposit: The amount you’ve saved impacts borrowing limits.
C) Character: Your financial history and credit profile reflect reliability.

Let’s find out your potential borrowing amount in a quick 30-minute chat, either by phone or in person

Find out your potential budget, understand what lenders look for, get a clear view of the homeownership journey, and see why choosing the right lender matters.

Don’t jump to conclusions! Let’s start with your current position on the three key lending elements, explore your options, and identify ways to improve your chances. You might be surprised!

At HL & MP, there’s no judgment and no pressure—just a focus on finding solutions that work for you. Feel free to ask any questions; we’ll guide you through each step in a clear and simple way. It’s all about making things easy and informative.